Gold Zakat Calculator
Calculate your Zakat on gold with live prices, mixed-karat support, and scholarly guidance
Written by Mehmet Aydın·Precious Metals Editor·Last updated April 2026Nisab threshold
Gold Nisab (87.48g)
$11,920.62
87.48g pure gold
Silver Nisab (612.36g)
$1,338.26
612.36g pure silver
Most scholars recommend using the silver Nisab as it is lower, meaning more people meet the threshold and more wealth is distributed to those in need.
Your gold holdings
Scholarly opinion on worn jewelry
If unsure, the safer option is to pay Zakat on all gold (Hanafi position), as this ensures the obligation is fully met.
Live prices
Nisab values today
Quick Zakat facts
- • Zakat is one of the Five Pillars of Islam
- • The rate is 2.5% of wealth above the Nisab
- • Must be held for one lunar year (Hawl)
- • Gold Nisab is 87.48g (7.5 tola) of pure gold
- • Many Muslims pay during Ramadan for extra reward
What is Zakat on gold?
Zakat is one of the Five Pillars of Islam — an obligatory act of worship through wealth. Muslims who own gold above the Nisab threshold for one full lunar year (Hawl) must pay 2.5% of its value to those in need. Zakat purifies wealth, reduces inequality, and strengthens the bonds of community. Gold has been one of the primary assets subject to Zakat since the time of the Prophet Muhammad ﷺ.
How to calculate Zakat on gold
The formula is straightforward: (Total gold weight in grams x purity x current gold price per gram) x 2.5%. For mixed-karat holdings, convert each item to pure gold content first, then sum and multiply by 2.5%. For example, 100g of 22K gold contains 91.67g of pure gold. At today's price, this gives you the gold value, and 2.5% of that is the Zakat due.
Nisab threshold explained
The Nisab is the minimum wealth threshold above which Zakat becomes obligatory. For gold, it is 87.48 grams of pure gold (approximately 7.5 tola or 2.81 troy ounces). For silver, it is 612.36 grams. These weights were established by the Prophet Muhammad ﷺ. Most scholars recommend using the silver Nisab as it is lower, meaning more people qualify to pay Zakat and more wealth reaches those in need.
Is Zakat due on gold jewelry?
This is one of the most debated questions in Islamic jurisprudence. The Hanafi school rules that Zakat IS due on all gold, including jewelry worn regularly. The Shafi'i and Hanbali schools exempt jewelry worn regularly for personal adornment, provided it is not excessive. The Maliki school has a similar position to Shafi'i. This calculator supports all scholarly positions. If unsure, paying Zakat on all gold (Hanafi position) is the safer choice.
When to pay Zakat
Zakat becomes due after you have held wealth above the Nisab for one complete lunar year (Hawl). Many Muslims choose to pay during Ramadan, as good deeds carry greater reward during this blessed month. Zakat can be paid in advance. It can be given in gold, silver, cash, or its equivalent value.
Zakat on mixed gold holdings
If you own gold of different karats, convert each item to its pure gold content. 24K = 99.9% pure (999 fineness), 22K = 91.67%, 21K = 87.5%, 18K = 75%, 14K = 58.33%. Sum all pure gold weights, multiply by the current 24K gold price per gram, and apply the 2.5% Zakat rate. This calculator handles all conversions automatically.
Frequently asked questions
How much Zakat do I pay on 100 grams of gold?▾
For 100g of 22K gold at today's price, the pure gold content is 91.67g worth approximately USD 12,493. Zakat at 2.5% would be USD 312.
Is Zakat due on gold jewelry I wear every day?▾
This depends on your school of thought. Hanafi: yes, Zakat is due on all gold. Shafi'i/Hanbali: jewelry worn regularly for personal use is exempt. Maliki: similar to Shafi'i. If unsure, the safer option is to pay.
What is the Nisab for gold today?▾
The gold Nisab is 87.48g of pure gold, worth approximately USD 11,921 today. The silver Nisab is 612.36g, worth approximately USD 1,338.
Do I pay Zakat on gold-plated jewelry?▾
No. Zakat is only due on solid gold. Gold-plated items contain a negligible amount of gold and are not considered gold holdings for Zakat purposes.
Can I pay Zakat in gold instead of cash?▾
Yes. Zakat can be paid in gold, silver, cash, or equivalent value. If paying in gold, give 2.5% of your total zakatable gold weight.
Is Zakat due on my engagement or wedding ring?▾
In the Hanafi school, yes. In the Shafi'i and Hanbali schools, a wedding ring worn regularly is exempt as it is considered personal jewelry for adornment.
How do I calculate Zakat on gold with diamonds?▾
Deduct the weight of diamonds and other stones from the total weight. Only the gold portion is subject to Zakat. Our calculator has a stone deduction feature for this.
When is the best time to pay Zakat?▾
Zakat is due after one Hawl (lunar year) from when you first reached the Nisab. Many Muslims pay during Ramadan for the increased spiritual reward, but it can be paid at any time.